A Vanguard Goal Retirement 2025 Fund reality sheet gives an in depth overview of an funding fund designed to assist buyers attain their retirement targets in or across the 12 months 2025. It outlines the fund’s aims, funding technique, charges, dangers, and historic efficiency.
Goal retirement funds are a kind of mutual fund that mechanically adjusts its asset allocation based mostly on the investor’s age and retirement date. Because the investor nears retirement, the fund step by step shifts its holdings from shares to bonds, lowering the general danger of the portfolio. This “glide path” strategy is designed to assist buyers protect their financial savings whereas nonetheless having the potential for progress.